Savings and Ethics of the Population in the Republic of Macedonia

Mojsoska, Snezana and Dujovski, Nikola and Nikolovska, Dance (2016) Savings and Ethics of the Population in the Republic of Macedonia. In: WLC 2016: WORLD LUMEN CONGRESS. LOGOS UNIVERSALITY MENTALITY EDUCATION NOVELTY 2016 (LUMEN 15TH ANNIVERSARY EDITION), 16-17.04.2016, lasi, ROMANIA.

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The financial system as a subsystem of the global economic system plays an essential role in the
efficient functioning of the global economy. Some of the main features of the financial sector of the
Republic of Macedonia are the low degree of inter­sectoral integration and the limited intercross
ownership among the separate financial segments. The aim of this paper is to prove the influence of
the financial institutions on the macro economy in the Republic of Macedonia through savings of the
population correlated with the importance of knowledge of the ethics in savings. A surveying research
was conducted on a statistical sample of 1250 respondents, where the analyzed data obtained with the
basic statistical parameters of 7 variables were estimated measures of variability (Std. Dev.,
Skewness, Kurtosis and KV%). As it is obvious in the above­mentioned research, we can conclude
that in Macedonia the amount of savings of the population is generally low. The respondents were
mainly insufficiently acquainted with the financial conditions and the possibilities of the market and the
financial institutions. People do not have any knowledge about ethics in savings in order to increase
savings. In this direction, in the conclusion of this paper, some new measures for increasing of the
savings in other financial institutions will also be offered. (C) 2016 Published by Future Academy

Item Type: Conference or Workshop Item (Paper)
Additional Information: 10.15405/epsbs.2016.09.80
Subjects: Scientific Fields (Frascati) > Social Sciences > Law
Divisions: Faculty of Security
Depositing User: Fbs Eprints
Date Deposited: 02 Jun 2020 13:31
Last Modified: 02 Jun 2020 13:31

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