ANALYSIS OF THE PAYMENT SPHERE IN THE MACEDONIAN BANKING SECTOR

Blazhekovikj Toshevski, Marina and Dimeski, Stevcho ANALYSIS OF THE PAYMENT SPHERE IN THE MACEDONIAN BANKING SECTOR. In: XIII International Conference on Economy, Business & Society in Digitalized Environment (EBSiDE 2024).

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Abstract

The rapid technological transformation, which, in addition to advantages, also
has challenges, as in the banking sectors of other countries, has its influence in
the payment sphere of the Macedonian banking sector. In the past year, the most
significant activity in this domain is actually the application of the new Law on
Payment Services and its regulations, which were adopted by the National Bank.
They made a significant contribution in the direction of harmonizing our
legislation with European standards and regulations. Also, as a result of the
change in habits and the payment culture of individuals and legal entities,
payment functions that were less used until now are increasingly being use.
For that, in this paper is made an analysis of non-cash payment transactions and
payment transactions with credit transfers initiated by individuals and legal
entities in our country. Also, is given a review of the use of payment cards in
everyday transactions. A comparative analysis of their application by individual
years was also made. The goal is to perceive the dynamics of their movement in
the analyzed period, as a result of rapid technological changes.

Item Type:	Conference or Workshop Item (Paper)
Subjects:	Scientific Fields (Frascati) > Social Sciences > Economics and Business
Divisions:	Faculty of Information and Communication Technologies
Depositing User:	Prof. d-r Cvetko Andreeski
Date Deposited:	13 Dec 2024 18:22
Last Modified:	13 Dec 2024 18:22
URI:	https://eprints.uklo.edu.mk/id/eprint/10538

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