Implementation of Basel III: Challenges for Macedonian Banks

Odzaklieska, Dragica and Spaseska, Tatjana and Risteska, Aneta and Risteska, Fanka and Hristoski, Ilija (2019) Implementation of Basel III: Challenges for Macedonian Banks. XIII. IBANESS Congress Series on Economics, Business and Management – Tekirdag-Fall / Turkey. pp. 9-18. ISSN 978-605-67815-3-7

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Banking institutions have crucial importance for each national economy functioning. The financial sector stability is determined by the safety and solvency of the banking institutions. As the banks' capital is one of the most important determinants of their financial safety and stability, the adequate capital base represents safety network for various risks to which each banking institution is exposed during its working. The capital optimization and the capital adequacy minimal rate are in function of synchronization between the banks' long-term safety and stability, from the one hand, and the investments yields expected by the shareholders, on the other hand. Here, the banks management's strategic task should be providing of optimal capital level, not only from a point of view of their longterm aims and tasks of their business and financial policy, but also from a point of view of the limitations defined by the regulatory authorities and bodies in different level of banks' working regulation. Having in mind the importance of the financial stability, each banking institution's effective working and safety, the aim of this study will be the Basel agreements, with a particular focus on the Basel III implementation into the banking sector of the Republic of North Macedonia.

Item Type: Article
Subjects: Scientific Fields (Frascati) > Social Sciences > Economics and Business
Divisions: Faculty of Economics
Depositing User: Mr Dimitar Risteski
Date Deposited: 02 Mar 2020 11:08
Last Modified: 02 Mar 2020 11:08

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