THE TOURISM AND HOSPITALITY COMPANIES AND THE CREDIT ACTIVITY OF THE BANKS IN THE REPUBLIC OF MACEDONIA

Gogoski, Risto (2018) THE TOURISM AND HOSPITALITY COMPANIES AND THE CREDIT ACTIVITY OF THE BANKS IN THE REPUBLIC OF MACEDONIA. In: XIV International Scientific Conference on Service sector INSCOSES 2018, Ohrid 14-15 September 2018.

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Abstract

The tourism industry is a growing industry with great potentials. However, the accumulation of companies from the activity accommodation and food service activities is relatively small, as is the case in the Republic of Macedonia. This also limits the possibilities for investing in the enterprises from this activity, primarily because of the seasonal and campaign character that is a feature of these companies. Therefore, the thesis is about the possibility of dynamising their activity through the credit support from the commercial banks. The purpose of this paper is to determine the treatment of the activity of accommodation and food service activities in the activities of the liabilities and assets of the commercial banks and their participation in the creation of the banks’ profitability. The paper aims to present the recognition of the banks as a partner by the management of companies from the hotels and restaurants sector as a subject for support of their developing business policies in terms of improvement of their profitability. KEY WORDS: accommodation and food service activities, banks, investment, credit exposure, risk of credit exposure.

Item Type: Conference or Workshop Item (Paper)
Subjects: Scientific Fields (Frascati) > Social Sciences > Economics and Business
Divisions: Faculty of Tourism and Hospitality
Depositing User: Mr Bojan Sekulovski
Date Deposited: 03 Oct 2018 10:11
Last Modified: 03 Oct 2018 10:11
URI: http://eprints.uklo.edu.mk/id/eprint/1356

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